What is the Expiry of a Car Insurance Policy? How to Check for Details and Fines

How to Know Car Insurance Validity?

There are many ways to know and renew your car insurance's validity.

• Check your insurance document
• Call the insurer's customer support team and ask them for the expiry date
• Contact your insurance agent and ask them for the expiry date
• Visit the website of the Insurance Information Bureau of India (IIB) and check your policy status
• Go to the Parivahan Sewa website and check your policy
• You can also check your insurance policy on the VAHAN app
• Visit your Regional Transport Office (RTO) 's website and know the status of your policy

Looking to buy a used car?

6L+ Vehicles ✓ Trusted Sellers ✓ 100% Finance

Give us a missed call07941055729

How Can You Use the Parivahan Sewa Website to Know the Policy Status?

Parivahan Sewa is a centralized website maintained by the Ministry of Road Transport & Highways. The website stores data on all the vehicles across the country. When a motor insurance policy is bought or renewed, it is updated on the Parivahan Sewa website within two days.

Follow the steps given below to check the insurance status on the website:

• Visit the official website of Parivahan Sewa
• Click on the 'Informational Services' tab on the menu bar
• Click on 'Know your vehicle details' from the dropdown menu
• You will be redirected to the Vahan NR e-Services page
• Enter your registered mobile number for citizen login
• After logging in, enter your car registration number and the verification code
• Click on 'Search vehicle.'
• The details of your car, along with its insurance expiry date, will be displayed.

How do you check car insurance details on the VAHAN app?

• Visit the VAHAN-e-services portal
• Navigate to the 'know your vehicle details' on the homepage
• Enter your mobile number to log in or create a new account
• Once logged in, enter your vehicle registration number along with CAPTCHA
• Click on the 'search vehicle' option
• You will find all the details about your vehicle and the insurance expiry date.

Why Should You Renew Your Policy on Time?

It is mandatory to renew your car insurance policy because it is illegal not to do so and because your coverage will lapse upon the policy's expiration. This means the insurance agency or the company will not be responsible for your vehicle's coverage during the period of the policy expiration. Therefore, you must pay for all the damages incurred if your uninsured car is involved in an accident.

Renewing your vehicle insurance in time will protect your car against all monetary and financial damages and legal liabilities.

What are the Fines for Not Having Valid Car Insurance?

Under Section 81 of The Motor Vehicles Act 2019, here are the penalties and fines for driving without a valid insurance policy in India.

First offenseRs. 2,000

Second offenceRs. 4,000 and imprisonment

Final Take Away

Always remember the below-mentioned points.

It is unlawful to drive an uninsured car.

Non-compliance with The Motor Vehicles Act can lead to fines.

Buy and renew car insurance quickly to save money and avoid bothersome penalties.

A Comprehensive Car Insurance Policy is mandatory for wide-ranging insurance coverage.

You can insure your car easily, quickly, and effortlessly by visiting one of the many insurance providers' websites.